Traveling is exciting, fun, and refreshing. But sometimes, if things take a bad turn, it can become stressful, worrisome, and dangerous too. Luckily, you can take the stress out of your trips by availing of travel Insurance, and this blog post is all about that.

While travel insurance is not always mandatory, it is highly recommended to purchase travel insurance for your vacations and business trips to safeguard your journey against mishaps, accidents, delays, uncertainties, and more. We at Seguro Insurance have helped thousands of travelers insure their travel and enjoy worry-free trips. In this blog, our UAE travel insurance experts share with you how UAE residents can get the best Insurance travel in the UAE and what they can do to make the process hassle-free.

Let’s get right to it!

Who Can Get Travel Insurance in the UAE?

Any resident of the UAE when traveling out of the country for recreational purposes or business visits can get travel Insurance. Travel Insurance can be purchased for solo trips as well as family trips. 

When Should I Get Travel Insurance?

Remember, travel Insurance in the UAE cannot usually be purchased once your international trip has started. The best time to buy travel Insurance in the UAE is right after purchasing your travel tickets.

What Does Travel Insurance Cover?

Travel insurance covers various uncertainties and mishaps associated with travel such as:

• Loss of passport
• Accidental death or dismemberment
• Loss of baggage and money
• Trip cancellation and curtailment
• Delayed departure and delayed baggage
• Emergency medical assistance
• COVID-19 coverage
• Credit Card Fraud
• Emergency transportation

Apart from the above, some additional extensions are also available over and above the standard coverage of your travel Insurance Policy in the UAE. These include:

• Coverage for adventure sports such as trekking, skiing, and mountain climbing
• Personal liability protection during travel
• Insurance coverage for premature return
• War and terrorism extension
• Cruise coverage

The right way to buy a travel insurance policy is to identify your needs and then match them with offerings from various Travel Insurance Providers in the UAE. A balance between optimum coverage and the best bargain is what you should be looking for.

What Do I Need to Apply for a Travel Insurance Policy in the UAE?

You will need to furnish your Emirates ID details and passport information to your insurance provider along with other data like the travel dates and the complete trip itinerary. Sometimes, insurers also ask for additional information on your medical history and health insurance coverage.

What Are The Different Types of Travel Insurance in the UAE?

Travel insurance policies in the UAE may be inbound or outbound. When a UAE resident travels outside the country, outbound travel insurance applies. When foreigners visit the UAE, such as your friends or family visiting you from abroad, then outbound travel insurance comes into the picture.

Travel insurance in the UAE may also be single-trip or annual multi-trip. Single-trip travel insurance gives coverage to someone traveling solo or with family for one time only, whereas those intending to travel many times in a year with each trip duration not exceeding 90 days should opt for the annual multi-trip travel insurance.

Lastly, travel insurance in the UAE may also be classified by the countries covered. For example, if you plan to travel within the GCC countries, then you can avail of travel insurance for the same. Certain countries like the USA and the 27 Schengen countries in Europe have special compliance requirements for travel insurance which can be acquired in the UAE if you plan to visit those countries. If you intend to go on a religious trip to the Kingdom of Saudi Arabia for Hajj or Umrah, then some travel Insurance Companies in the UAE also have special offerings for such visits.

Do’s and Don’ts for Obtaining Travel Insurance Policy in the UAE

• Choose the right policy extensions. If you intend to go on a cruise, indulge in adventure sports, or visit conflict zones, make sure you add the necessary extensions to your policy.
• Don’t engage in any illegal activities during travel. Otherwise, your travel insurance claim might get rejected.
• Avoid engaging in reckless behavior or making last-minute changes to your plan unless absolutely necessary.
• Remember to buy travel insurance as soon as you complete the ticket bookings. Always remember – most insurers don’t give claims on policies that are purchased once the trip begins.
• If you are traveling with family, it is highly recommended to get your family members insured as well.
• Instead of focusing on price alone, look for the right coverage, policy riders, and benefits. Make your travel foolproof by availing of the right travel insurance policy in the UAE.
• For inbound travel insurance in the UAE, remember that any visitor from foreign countries who requires a visa to visit the UAE must have travel insurance.

We hope that the above pointers give you a great head start with your travel plan and insurance decisions. It can be tempting for you to do it all by yourself, but insurance is a highly technical domain that requires careful assessment of potential risks and a meticulous understanding of the policy terms, conditions, inclusions, and exclusions.

Hence, it is always better to take the help of professional insurance brokers in the UAE to help you with your travel insurance needs. Seguro Insurance is a top insurance brokerage company in the UAE that can provide you with excellent professional assistance for your insurance requirements – from sourcing the right policies to managing insurance claims. 

Get in touch with us today to learn more about what we do and how we can help you. Visit https://www.seguroinsurance.ae for more information.